Entrants’ strategies to compete with incumbent banks

  In our previous post, we explained that non-banks (Google, Apple, start-up companies) compete with banks to offer retail …

MEP Julia Reda proposes major overhaul of EU copyright

There are clearly some pressure on the European legislator to modernize the copyright framework. I have posted here a …

Innovation and regulation in the retail banking industry

Over the recent years, several innovations have emerged on the retail banking market: mobile payments, Internet Banking, peer-to-peer lending …

Best wishes for 2015: a year for starting a forward looking reform of copyright in Europe?

The beginning of the year is always a good time for the best resolutions. 2015 should not be an …

Business models for digital goods in the face of the ‘culture of free’?

Piracy of digital goods is an issue that we have already addressed many times on this blog. Here is …

The risk of patent trolls in the U.S. and in Europe: a sequel to a never ending story

The issue of ‘patent assertion entities’ (PAEs) or ‘patent trolls’, i. e. of companies that acquire patent portfolios to …

Do patent rights facilitate or impede cumulative innovation?

  Most innovations are the result of a cumulative R&D process, i.e., their production requires the combination of knowledge …

Can Obama’s initiative ensure that ‘internet fast lanes’ do not develop to the detriment of standard access?

  On November 10, 2014, the US president called the agency in charge of regulating the media, the Federal …